When all the winter snow starts to melt in the spring, many rivers and creeks may begin to rise. Flooding is very common in the spring months due to a combination of factors: heavy rain, ice jams, frozen ground, and melting snow. While a standard home insurance policy covers water damage from sudden occurrences, such as burst pipes, it will not cover destruction related to spring floods.

Flooding can happen when ground water enters into your property and often happens when you least expect it. As a consumer, you do not need to be in a high risk flood zone in order to purchase to protect your home or business.  Take a few minutes to review your current insurance policy to ensure you have the correct coverage. Even if you implement preventative measures, such as installing a sump pump, sometimes these measures fail. so it’s best to protect your investment with the right policy.

For more information on flood insurance, please reach out to us at www.gosline-murchie.com.